Steven Behunin CFP®
Regional Vice President
Steven Behunin is a Regional Vice President for Householder Group Estate & Retirement Specialists, LLC and a Registered Representative of LPL Financial. He has been in the financial service industry for over 36 years and holds the following securities registrations: General Securities Representative, General Securities Principal, and Uniform Securities Agent State Law Examination through LPL Financial as well as Life/Health/Disability Insurance licenses.
As a Registered Investment Advisory firm, Householder Group Estate & Retirement Specialists focuses on developing and implementing retirement and estate plans for private clients. The firm incorporates advanced tax planning techniques to minimize income and estate taxes, and utilizes conservative asset allocation portfolios in order to focus on capital preservation and multi-generational wealth management.
Householder Group Estate & Retirement Specialists has awarded Steve Investment Advisor of the year 2017 to 2021 recognizing him for his dedication in delivering exceptional client support. This award was based on production and client service. Steven’s mission is to help others pursue their personal and financial goals, minimizing the risk of their investments while striving to keep pace with inflation.
As a native Californian Steve has raised three sons Alex, Blake and Andrew. In his spare time he enjoys golf, skiing, and other recreational activities. Steven believes in giving back to his community. He served on the Board of directors for Easter Seals of Ventura County and was past President of the Oxnard Baseball team. He also supports the Ventura County Medical Foundation that serves under privileged and underserved youth with Medical services.
We don’t represent a group of investment products, we represent you.
Office Location:
2310 Ponderosa Drive, Suite 2
Camarillo, CA 93010
CERTIFIED FINANCIAL PLANNER™, CFP®
The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”).
The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States.
To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:
•Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services and attain a bachelor’s degree from are regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning.
•Examination – Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances.
•Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
•Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.
Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:
•Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
•Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. T his/her means CFP® professionals must provide financial planning services in the best interests of their clients.
CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.