Lisa Kachel is a CERTIFIED FINANCIAL PLANNER™ who specializes in all areas of financial planning, estate planning and asset management. With her experience, Lisa has focused on helping her clients—individuals, families and small businesses—address their specific financial goals and objectives.

Lisa holds her Series 7, securities registrations through LPL Financial, and her Series 66 registration through LPL Financial and Householder Group Estate and Retirement Specialists. She is licensed through the states of Oregon and Washington for life insurance, long term care and disability. With Lisa’s considerable experience, education, and training, she is able to develop comprehensive financial plans for her individual and business clients that often include distribution plans for retirement, hands-on investment management strategies, tax planning, business analysis, as well as estate and risk management strategies.

Lisa has partnered with Householder Group because they share her dedication to the same goals and objectives she believes are necessary to achieve successful outcomes for her clients. Like Householder Group, Lisa’s focus is on developing and implementing tax strategies, estate-planning techniques, and helping clients manage income and estate taxes. In addition, Lisa is able to leverage the availability of sophisticated investment strategies that enable her to focus on capital preservation and multi-generational wealth management for her clients. Ultimately, Lisa wants all of her clients to have confidence in their investments knowing that she is doing everything possible to help them pursue their specific financial goals and objectives.

Lisa is an Oregon native with no plans to leave “home”. Lisa has been blessed with a large blended family, and most days she considers herself lucky to have their spirited black lab Samson in the middle of things. Lisa loves spending as much time as possible in the outdoors.

We don’t represent a group of investment products, we represent you.

www.hgoregon.com

Salem Office:

223 Commercial St NE
Ste 208
Salem, OR 97301

Clackamas Office

10135 SE Sunnyside Road, Suite 210
Clackamas, OR 97015

CERTIFIED FINANCIAL PLANNER™, CFP®

The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”).

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States.

To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

•Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services and attain a bachelor’s degree from are regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning.

•Examination – Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances.

•Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and

•Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:

•Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and

•Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. T his/her means CFP® professionals must provide financial planning services in the best interests of their clients.

CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.